Coverage of life cover till 99 years at affordable premiums when your family is not around will cover up the financial security to you. Do you smoke or chew tobacco? 2.10 Customer ID means the unique user identification provided to a Customer by ICICI Prudential to enable access to the Customer Account. 1.10 Policyholder means the person who holds a Policy. IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. ICICI Prudential Vs LIC Life Insurance Comparison 2023 2.1.2.2 Carry out such other online transactions as may be facilitated by ICICI Prudential. Discontinuance of Premiums: If the due premium is not paid by the policyholder by the end of the grace period for limited and regular pay policies otherwise the policy will lapse without value. 1.20 Interpretation - In the Terms and Conditions, all references to the customer or policyholder being referred to in masculine gender shall be deemed to include the feminine gender; singular includes plural and vice versa; and the word "includes" should be construed to also mean "without limitation". ICICI PruLife Towers, 1089, Appasaheb Marathe Marg. In no case, ICICI Prudential will be held liable for any erroneous transactions incurred arising out of or relating to the customer entering wrong account or card numbers. Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan. IRDAI/WBA30/2016 Valid till: ICICI Pru Life Term Insurance Vs Max Life Term Insurance ICICI Pru iProtect - Review, Details, Benefits 1.12 Registered User means a customer who has a registered user account on the Website. in with PolicyBachat. Some. *The information provided on this website/page is for information purpose only. In case of death due to an accident, Accidental Death Benefit will be paid out in addition to Death Benefit. PolicyBachat helps to calculate the pros and cons of the policy and buy the desired policy. 13.12 ICICI Prudential reserves the right to store information on a user's computer in the form of a "cookie" or similar file for purposes of modifying the Website to reflect users' preferences. 2.20 Website means the Website accessed through domain name or located at URL "www.iciciprulife.com", through which the Facility is offered to the Visitors, Customers and the Advisors. ICICI Prudential Life Insurance provides comprehensive life cover on the payment of an affordable premium. Invest in Mutual Funds | ICICI Prudential Mutual Fund Fund Options- The plan offers as many as 13 fund options. a new insurance policy? Flexible Payout Options: We considered this as a critical factor in reviewing the term plans of ICICI Prudential. MAX Life Insurance is a life insurance company that is currently the largest privately-held life insurance company in the country. If third parties gain access to the services offered as part of the Facility through the use of the customer ID and customer password, the Customer shall be deemed to responsible and the customer hereby indemnifies and holds harmless ICICI Prudential against any liability, costs or damages arising out of claims or suits by or against such third parties based upon or relating to such access and use. Income proof: For salaried applicants: Last three months salary slip/ Form 16/last three years ITR/ last six months bank statement. Lots of students live in SoCal and will go home on the weekends (maybe 30-40%). Comparison of life insurance online leads to cost efficiency due to low operating costs to maintain online. 11 Registered User ID and Registered User Password for Facility: 11.1 The registered user would be able to generate a registered user ID and registered user password when he initiates the transaction. We shall not be responsible for any downtime of such equipment. With the ICICI Prudential Life Insurance App, you can buy and manage your insurance policies, get free premium quotes, pay premium, update address and persona info, check fund value, get. 26-04-2025 | Terms & Conditions Portfolio Strategies- There are 2 investment strategies available under the fund - Fixed Portfolio Strategy and LifeCycle based Portfolio Strategy 2. 20 By using this site and service, you signify your acceptance of the Privacy Policy displayed in this site (https://www.iciciprulife.com/public/Others/Footer-Privacy.htm) If you disagree with the contents of the Privacy Policy, your only remedy is to discontinue use of this site. The registered user shall maintain the secrecy of all information of confidential nature and shall ensure that the same is not disclosed to any person voluntarily, accidentally or by mistake. 12 The registered user grants express authority to ICICI Prudential for carrying out transaction authenticated by such registered user password. Both ICICI Prudential life insurance and HDFC life insurance provide the best term insurance plans so, it is difficult to say which one is better but you can compare some parameters to choose the best term insurance plan. 12.2 You agree to notify ICICI Prudential in writing promptly upon becoming aware of any unauthorised access or use of the Website by any party or of any claim that the Website infringes upon any copyright, trademark or other contractual, statutory or common law rights. 2023 Deztination Insurance Web Aggregators Pvt. LIC is the oldest life insurance company and it has been in operation for over a century. Monthly, quarterly, half-yearly, and yearly. 3. 17.2 In addition, ICICI Prudential may also publish notices of general nature, which apply to all visitors, customers and advisors in a newspaper or on its Website. ICICI Prudential term plans offer few useful riders such as critical illness riders or terminal illness riders and others which can further support you and your family in any difficult time. You further acknowledge that the entire intellectual property rights in the Website and the Facility continues to vest in ICICI Prudential absolutely and unconditionally and forever. However, they differ in several ways as well. In such case, in the event the cheque bounces or cannot be realised for any reason, the policy will stand cancelled and be void ab-initio. Monday to Sunday: We note that you had left your transaction unfinished the last time you checked Member of the Life Insurance Council. Allows the policyholder to pay the premium in three options such as: limited, regular and single payment. Comparing life insurance quotes from distinct carriers is a daunting process. However, in no event shall ICICI Prudential's liability to you for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by you, if any, for accessing the Website at and for the relevant time. Goods and Services Tax and/or applicable Cesses (if any) as per applicable rates will be charged extra. 4 Nothing herein contained shall operate to destroy or impede the right of any creditor to be paid out of the proceeds of any policy of assurance, which may have been effected with intent to defraud creditors. 6.10 The customer shall immediately notify ICICI Prudential in writing on the customer becoming aware of any loss, theft or unauthorised use of the customer ID and/or customer password; or any receipt by the customer of confirmation of an account transaction which the customer did not initiate or authorise; or any inaccurate information in relation to his policy. Never depend on a single income Make investments to create a second source - Warren Buffet. For example, ICICI Prudential Regular Gold Savings Fund (FOF) invests in ICICI Prudential Gold ETF. Buying policy, renewal, update information, premium payments, switch funds, download options, and claim settlement, etc. ICICI Prudential Life Insurance Co. Ltd. All rights reserved. How To Make A Small Business Website In 2023, How To Invest In Foreign Stocks From India, How To Get Bike Insurance Details By Registration Number, Online Bank Account Opening With Zero Balance, How To Read A Life Insurance Policy Document, All You Need To Know About Whole Life Insurance, 6 Long-Term Benefits Of Purchasing A Health Insurance Policy, How To Select A Life Insurance Policy In India To Protect Yourself, What You Need To Know About Claims Paid Ratio In A Life Insurance Policy. (9:00 AM to 9:00 PM). 17.1 Notices under these terms may be given by ICICI Prudential and the visitor, customer or advisor in writing by delivering them by hand or by sending them by post to the last address given by the visitor , customer or advisor or sending it to the email address of the said visitor, customer or advisor and in the case of ICICI Prudential to the address mentioned on the Website. Compare Max life insurance vs ICICI Prudential life insurance through life insurance quotes for the best life insurance plans in India at PolicyBachat.com. So, it is important to choose the best insurance plan for your needs and budget. Unless otherwise acknowledged, the entire IPR (Intellectual Property Rights) in the Website and contents thereof absolutely vests in ICICI Prudential Life Insurance Company Limited. 5.3 Views or recommendations or opinions of experts posted on the Website represents their personal views unless indicated otherwise and the company does not authenticate or endorse the said views, recommendations or opinions. 13.13 The provisions of this clause shall survive the termination of these terms and conditions. Customer understands that his customer password is generated entirely through an electronic process and personnel of ICICI Prudential do not have access to the customer password, and the customer undertakes not to disclose the customer password to any person including employees or advisors of ICICI Prudential. ICICI Pru iProtect Smart is more than a term plan that protects you and your loved ones.